Your Financial Planner-July JULY Midyear tax Checkup: See whether you can take steps to lower your taxable income for 2021. Boost contributions to tax-advantaged accounts, such as a 401(k), IRA or Health Savings account (HSA). 401(k) and 403(b) Review: Are you contributing enough for the year? Are you receiving all of the match you’re entitled to? At the very least, try to contribute up to the point where you take advantage of any available employer match. How are your investments performing? Can you increase your contributions?Check Your Credit Report: Get a free annual copy of your credit report www.annualcreditreport.com from one of the three major reporting agencies on a rotating basis (about every 4 months).Scholarships and Internships: Many scholarship or paid internship programs have deadlines in July.Schedule a review with your financial advisor Our business is built on a foundation of thoughtful client relationships. Learn more HAPPY 4TH OF JULY!INDEPENDENCE DAYEach year on July 4th, the United States celebrates Independence Day. This federal holiday commemorates the adoption of the Declaration of Independence on July 4, 1776, declaring independence from the Kingdom of Great Britain. For nearly 250 years, the country has been celebrating a day in history that inspires us still today. On July 4th, communities host speeches and ceremonies across the nation. Across the country, people crowd cities for parades and festivals. Cities deck the streets in red, white, and blue bunting and flags.Families and friends also gather for some of the most mouthwatering food – large picnics and barbecues, local fairs provide a taste of culture and mom’s home cooking, too. With so many converging on their hometowns, family and school reunions take place. JULY NATIONAL DAY CELEBRATIONS NATIONAL ICE CREAM DAY 3rd Sunday in July Dish or cone? That’s all we need to know. National Ice Cream Day on the 3rd Sunday in July offers up every flavor on the menu to honor the day! U.S. Ice Cream FactsBen Franklin, George Washington, and Thomas Jefferson enjoyed ice cream.1813 -First Lady Dolley Madison served ice cream at the Inaugural Ball.1832 – African American confectioner, Augustus Jackson, created multiple ice cream recipes as well as a superior technique to manufacture ice cream.1843 – Philadelphian, Nancy Johnson, received the first U.S. patent for a small-scale hand-cranked ice cream freezer.1920 – Harry Burt puts the first ice cream trucks on the streets. NATIONAL PARENTS’ DAY4th Sunday in July National Parents’ Day honors all parents on the fourth Sunday in July. No matter where our parents may be, this day serves to celebrate their important role in our lives. In May we celebrated mothers, and in June we celebrated fathers. It follows that in July we can bring all our parents together and show them some appreciation all at once. Parents play a vital role in the lives of children. From our birth, parents protect, teach, provide, and serve as role models. As part of a family, we look to them for guidance. We mirror their behavior and learn to be a core part of our communities. HOW TO OBSERVE #NationalParentsDaySpend some time with your parents or visit someone who was like a parent to you. For those with small children, give yourself a pat on the back. Set the laundry aside and go to the park. Find a moment alone with each of your children and show them how glad you are to be their parent. Post on social media using #NationalParentsDay and encourage others to celebrate the day. NATIONAL MUTT DAYJuly 31st National Mutt Day encourages us to embrace, save and celebrate mixed breed dogs twice a year on July 31st and December 2nd.Desperately longing for a new home, millions of loving and healthy mixed breed dogs in shelters wait for someone to come and adopt them. National Mutt Day provides an excellent opportunity to find the perfect canine companion. Despite the name, a mutt learns, obeys and trains much like purebred animals. While their lineage cannot be traced and their features a bit murky, their companionship will be faithful. According to the ASPCA, approximately 3.3 million dogs enter shelters every year. When these abandoned and often abused animals find their way to a shelter, each one needs a forever home. Whether you know it or not, their potential is limitless. Some of the benefits of adoption are often hidden. Human and canine both enjoy increased physical activity. Another boost is social interaction through daily walks. While humans develop patience, their four-legged companion learns to trust and new limits.