Broker Check

Your Financial Planner-January 2022

Your Financial Checklist

Happy New Year’s!

2022 marks the two-year anniversary of the first identified case of COVID-19 in the U.S and our lives have changed dramatically. Although a vaccine is being distributed throughout the United States as well as boosters for those that have been vaccinated, we're still living with the effects of COVID-19 in our lives. January is typically a time for reflection and making new efforts to change through resolutions. Take a moment to count your blessings and move forward into a time of healing and reassessment.

Look back at last year. Check your expenses and income to plan and build for this coming year.

  • Review your credit report: The Big 3-Experian, TransUnion and Equifax-must provide everyone with one free credit report per year by law. Request one at: and check carefully for errors, misspelled names or if your Social Security Number is incorrect.

  • Rethink your retirement timeline: This pandemic has prompted many to review their retirement plans. Can you retire earlier? Do you want to wait a few more years? Discuss this with your Intelligent Investment Management advisor to review your future retirement goals. Contact your Advisor here

  • Set up retirement account contributions. Tweak your monthly contributions to your 401(k) or IRA.

  • Pay any quarterly estimated taxes you owe. If you are self-employed, this is especially important to avoid penalties. The fourth (and final) estimated quarterly tax payment for 2021 is due on Tuesday, January 18, 2022.

  • Fund future projects that will bring you joy: If you still find yourself giving up things you used to to, such as traveling or attending events, take that unspent money and set it aside in investment funds for future goals- "World Tour", "New House Addition", "Entertainment".

  • Review your Quarterly/End of Year statements with your Financial Advisor. Call (970) 403-1234 with any questions you may have.

National Holidays

Martin Luther King Day, January 17th 

Each year on the third Monday of January,
America honors the life and dream of Dr. Martin Luther King, Jr. <br /><br />

Each year on the third Monday of January, America honors the life and dream of Dr. Martin Luther King, Jr. 

  • Martin Luther King day is the only federal holiday considered a national day of service. 
  • Dr. King is one of two Americans whose birthday is celebrated as a National Holiday; the other being George Washington, whose birthday is celebrated as President's Day.

Fun Facts For January

  • Keep warm by using a doorstopper to cut down on drafts
  • weather-stripping for doors and windows that may allow the cold weather to creep inside
  • get and install a Smart-Thermostat 
  • enjoy cooking more at home

It's National Soup Month

"To feel safe and warm on a cold wet night.

all you really need is soup."

-Laurie Colwin

Try this recipe: Chicken soup for winter