Your Financial Planner-April
Your Financial Checklist 
-THE TAX FILING DATE HAS BEEN EXTENDED TO MAY 17th 2021.
-Fund your IRA and HSA: The 2020 IRA contribution deadline has been extended to May 17, 2021 for a traditional or ROTH IRA and to a Health Savings Account (HSA). You can stash up to $6000 in an IRA for 2020 ($7000 for those 50 and older). The 2020 HSA contribution is $3500 for single coverage or $7000 for family coverage (plus and extra $1000 if you're 55 or older).
-Clear out your Financial Clutter: Read about what to keep and what to toss for paperwork that's needed for financial and tax purposes. What Paperwork to Keep.
-Save the earth- and your money. April 22 is Earth Day. Consider switching to Energy Star appliances, which can help to trim your utility bills by installing alternative-energy equipment such as solar panels or a geothermal heat pump (hot water on demand). Although you cannot deduct the cost of appliances directly, any system that helps runs them can provide a tax credit. Find out more here
-Contact your Intelligent Investment Management Financial Advisor with any questions at (970) 403-1234.
NATIONAL FINANCIAL LITERACY MONTH
April is National Financial Literacy Month. It’s an excellent opportunity to review and upgrade your financial smarts.
Whether you’re just starting out or have been earning your way for quite some time, it’s never too late to learn about saving and improving your financial outlook. Developing a budget and building financial knowledge is the foundation for a brighter future.
National Financial Literacy Month places the importance of learning about finances and the tools to learn about them right in the classroom, too. No matter the age of our children, putting the know-how and resources at their fingertips will give them the power to make smart decisions now and in the future.
NATIONAL GARDENING DAY
April, 14th, 2021
Get to work on your garden, by getting it ready for Summer. Research what flowers, vegetables, and fruits grow during the warmer months and plant them, so you'll have a full and beautiful garden when Summer arrives. Visit your local garden center to ask for advice if you need it.
If you're a beginner, look out for a gardening course in your area and sign up for it. You'll learn everything you'll need to make your garden beautiful.
Take to social media to share gardening tips with others, exchange knowledge, and post photos of your plants to encourage others to join in on the hobby.
Hints for having a productive garden:
Support Pollinators (bees and hummingbirds) by choosing native species that encourage their presence.
Plant a tree
Use wildflowers and native plants in your garden
Reuse, reduce and recycle in the garden
- buy in bulk
- compost
- return plastic pots or plant directly into the ground using biodegradable pots
- stop use of pesticides and chemicals in the garden
- conserve water
- get the kids involved!
EARTH DAY
APRIL 22, 2021
Earth Day is observed every year to raise awareness for Earth's environment. Earth Day, founded by Senator Gaylord Nelson, was first organized in 1970 to promote ecology and raise awareness of the growing problems of air, water, and soil pollution. The United Nations calls it by “International Mother Earth Day”.
The theme of Earth Day 2021 is “Restore Our Earth”.
Earth Day celebration
Earth Day is mostly celebrated by performing outdoor activities individually or in groups. Activities such as planting trees, picking up roadside trash, conducting various programs for motivating sustainable living like making use of recycled materials, are performed. Some people also sign petitions to governments, calling for effective and immediate action to stop global warming and to reverse environmental damage.
Earth Day is not a public holiday. Programs at school, institutional levels are conducted to raise awareness among children. School kids make paintings, and fancy dress competitions are also held to give out a message to the masses.
NATIONAL COLORADO DAY
APRIL 12th, 2021
COLORADO FUN FACTS
Colorado is America's 8th largest state in terms of land mass.
Size: 104,094 square miles
Capital: Denver
Population: 5,842,076 (as of 2020)
Nickname(s): Centennial State; Colorful Colorado
Motto: Nil sine Numine (“Nothing without the Deity”)
Tree: Colorado Blue Spruce
Flower: White and Lavender Columbine
Bird: Lark Bunting
Fish: Greenback Cutthroat Trout
State Official Animal: Rocky Mountain Big Horn Sheep
The Colorado Rockies are part of the North American Cordillera, which sweeps the western part of the continent all the way from Alaska into northern Mexico. With 58 named peaks over 14,000 feet and an average altitude of 6,800 feet, Colorado has the highest elevation of all the states.
- National Parks in Colorado include:
- Rocky Mountain
- Mesa Verde
- Great Sand Dunes
- Black Canyon of the Gunnison